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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.3+ years Filed as: WELLS FARGO CLEARING SERVICES LLC Service code 27 · EIN 23-2384840 | Advisory (Plan) | $37,702 |
Service code 37 · EIN 04-2647786 | Loan Processing | $21,006 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,750 | $64,729-6.1% | $112,263-45.9% | $68,490-11.3% |
| Participation rate | 86.8% | 67.2%+19.6pp | 75.1%+11.7pp | 67.9%+18.9pp |
| Annual return | -17.16% | -11.40%-5.8pp | 27.49%-44.7pp | -7.85%-9.3pp |
| Employer contribution / active EE | $1,470 | $2,746-46.5% | $3,636-59.6% | $2,597-43.4% |
| Participant deferral / active EE | $2,929 | $3,566-17.9% | $4,729-38.1% | $4,028-27.3% |
| Admin fee / account holder | $576 | $5,222-89.0% | $6,410-91.0% | $5,403-89.3% |