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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,879 | $152,591+80.8% | $117,529+134.7% | $134,545+105.0% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -15.05% | 53.04%-68.1pp | 29.77%-44.8pp | 418.37%-433.4pp |
| Employer contribution / active EE | $3,696 | $5,576-33.7% | $4,179-11.6% | $4,742-22.1% |
| Participant deferral / active EE | $9,407 | $4,821+95.1% | $4,072+131.0% | $6,401+47.0% |
| Admin fee / account holder | $4,506 | $7,004-35.7% | $5,645-20.2% | $11,431-60.6% |