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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,105,749 | $148,629+644.0% | $135,982+713.2% | $139,487+692.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | -7.57% | 79.33%-86.9pp | 68.32%-75.9pp | 373.84%-381.4pp |
| Employer contribution / active EE | $9,600 | $5,247+83.0% | $4,859+97.6% | $4,755+101.9% |
| Participant deferral / active EE | $12,551 | $8,102+54.9% | $7,760+61.7% | $6,713+87.0% |
| Admin fee / account holder | $155,421 | $12,406+1152.7% | $10,767+1343.5% | $11,407+1262.5% |