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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,362 | $111,785+11.3% | $93,669+32.8% | $145,877-14.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 16.93% | 203.79%-186.9pp | 133.59%-116.7pp | 551.28%-534.4pp |
| Employer contribution / active EE | $2,685 | $3,096-13.3% | $2,424+10.8% | $4,663-42.4% |
| Participant deferral / active EE | $10,251 | $4,919+108.4% | $4,416+132.1% | $6,691+53.2% |
| Admin fee / account holder | $1,020 | $10,256-90.1% | $8,291-87.7% | $13,402-92.4% |