Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: VARIABLE ANNUITY LIFE INSURANCE CO Service code 19 · EIN 74-1625348 | Securities Custodian | $1,427 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,573 | $46,173-57.6% | $170,435-88.5% | $69,631-71.9% |
| Participation rate | 61.3% | 63.9%-2.6pp | 83.6%-22.3pp | 70.7%-9.4pp |
| Annual return | 8.82% | 21.62%-12.8pp | 205.94%-197.1pp | 27571.02%-27562.2pp |
| Employer contribution / active EE | $340 | $1,610-78.9% | $5,432-93.7% | $2,032-83.3% |
| Participant deferral / active EE | $1,432 | $2,080-31.2% | $4,939-71.0% | $3,224-55.6% |
| Admin fee / account holder | $5 | $116-95.6% | $13,881-100.0% | $110-95.4% |