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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,736 | $85,171+141.6% | $172,753+19.1% | $72,976+181.9% |
| Participation rate | 76.8% | 70.1%+6.7pp | 82.6%-5.9pp | 69.5%+7.3pp |
| Annual return | 15.40% | 27.32%-11.9pp | 803.00%-787.6pp | 81.02%-65.6pp |
| Employer contribution / active EE | $8,607 | $3,324+158.9% | $5,144+67.3% | $2,440+252.7% |
| Participant deferral / active EE | $4,958 | $3,260+52.1% | $5,198-4.6% | $3,608+37.4% |
| Admin fee / account holder | $704 | $5,880-88.0% | $13,956-95.0% | $5,124-86.3% |