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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,236 | $87,834-64.4% | $133,975-76.7% | $62,881-50.3% |
| Participation rate | 93.1% | 83.4%+9.7pp | 87.1%+6.0pp | 69.3%+23.8pp |
| Annual return | 7.27% | 12.05%-4.8pp | 29.29%-22.0pp | 20.14%-12.9pp |
| Employer contribution / active EE | $2,072 | $3,482-40.5% | $5,211-60.2% | $2,281-9.2% |
| Participant deferral / active EE | $2,467 | $4,812-48.7% | $6,282-60.7% | $3,203-23.0% |
| Admin fee / account holder | $943 | $5,372-82.4% | $9,324-89.9% | $4,296-78.0% |