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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,991 | $150,446-48.8% | $136,297-43.5% | $147,585-47.8% |
| Participation rate | 60.0% | 84.4%-24.4pp | 81.9%-21.9pp | 82.8%-22.8pp |
| Annual return | 15.75% | 1049.14%-1033.4pp | 5156.19%-5140.4pp | 578.58%-562.8pp |
| Employer contribution / active EE | $1,531 | $5,256-70.9% | $4,696-67.4% | $4,876-68.6% |
| Participant deferral / active EE | $2,113 | $6,631-68.1% | $6,247-66.2% | $5,439-61.2% |
| Admin fee / account holder | $2,072 | $10,906-81.0% | $9,244-77.6% | $10,886-81.0% |