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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,138 | $202,342-77.2% | $172,753-73.3% | $152,909-69.8% |
| Participation rate | 95.8% | 87.1%+8.8pp | 82.6%+13.2pp | 82.5%+13.4pp |
| Annual return | 1.53% | 1029.88%-1028.3pp | 803.00%-801.5pp | 345.46%-343.9pp |
| Employer contribution / active EE | $4,972 | $5,857-15.1% | $5,144-3.3% | $4,764+4.4% |
| Participant deferral / active EE | $4,680 | $5,948-21.3% | $5,198-10.0% | $5,851-20.0% |
| Admin fee / account holder | $219,224 | $17,112+1181.1% | $13,956+1470.9% | $11,601+1789.8% |