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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,921 | $61,660-80.7% | $80,022-85.1% | $64,173-81.4% |
| Participation rate | 78.1% | 71.7%+6.4pp | 75.8%+2.3pp | 69.6%+8.6pp |
| Annual return | 6.95% | -0.33%+7.3pp | 11.22%-4.3pp | 7.63%-0.7pp |
| Employer contribution / active EE | $1,046 | $1,810-42.2% | $2,468-57.6% | $2,381-56.1% |
| Participant deferral / active EE | $2,119 | $2,968-28.6% | $3,686-42.5% | $3,470-38.9% |
| Admin fee / account holder | $744 | $5,417-86.3% | $6,521-88.6% | $4,887-84.8% |