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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,275 | $54,763-88.5% | $90,324-93.1% | $72,976-91.4% |
| Participation rate | 67.2% | 65.2%+2.1pp | 73.3%-6.0pp | 69.5%-2.2pp |
| Annual return | 207.10% | 30.63%+176.5pp | 78.15%+128.9pp | 81.02%+126.1pp |
| Employer contribution / active EE | $326 | $2,093-84.4% | $2,856-88.6% | $2,440-86.7% |
| Participant deferral / active EE | $1,350 | $2,887-53.2% | $3,885-65.2% | $3,608-62.6% |
| Admin fee / account holder | $139 | $3,973-96.5% | $5,356-97.4% | $5,124-97.3% |