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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,160 | $175,259-26.9% | $149,723-14.4% | $139,487-8.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.64% | 166.82%-158.2pp | 134.50%-125.9pp | 373.84%-365.2pp |
| Employer contribution / active EE | $3,321 | $5,478-39.4% | $4,821-31.1% | $4,755-30.2% |
| Participant deferral / active EE | $6,576 | $6,522+0.8% | $5,682+15.7% | $6,713-2.0% |
| Admin fee / account holder | $237,895 | $16,158+1372.3% | $13,215+1700.2% | $11,407+1985.5% |