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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,699 | $149,679-66.8% | $117,039-57.5% | $147,585-66.3% |
| Participation rate | 0.0% | 83.5%-83.5pp | 77.2%-77.2pp | 82.8%-82.8pp |
| Annual return | 12.61% | 19.31%-6.7pp | 18.95%-6.3pp | 578.58%-566.0pp |
| Employer contribution / active EE | $1,454 | $4,937-70.5% | $3,785-61.6% | $4,876-70.2% |
| Participant deferral / active EE | $2,700 | $4,912-45.0% | $3,929-31.3% | $5,439-50.4% |
| Admin fee / account holder | $962 | $7,856-87.8% | $5,974-83.9% | $10,886-91.2% |