Retirement plan

ENVIRONAMICS, INC. 401(K) SAFE HARBOR PLAN

Name: ENVIRONAMICS, INC. - ENVIRONAMICS, INC. 401(K) SAFE HARBOR PLAN (2016) Form 5500
Creator: ENVIRONAMICS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ENVIRONAMICS, INC. 401(K) SAFE HARBOR PLAN, ENVIRONAMICS, INC.

ENVIRONAMICS, INC.EIN 56-1278052Plan #001PY 2016

13935 SOUTH POINT BLVD - CHARLOTTE, NC 282737716704-376-3613environamics-inc.comLinkedIn51-200 employeesconstruction

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$11.5M

+10.6% from 2015

Total participants

143

+2.1% from 2015

Average account balance

$81,660

+8.3% from 2015

Annual return

7.13%

+7.24 pp from 2015

Benchmarks

See 2,382 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,382 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$15.36M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$118K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

130

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$727K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.83%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$139

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290	Contract Administrator	$36,114
SMITH & HOWARD, PC2+ years Filed as: SMITH, DEREK L. Service code 49 107 KILSON DR STE 102 · MOORESVILLE, NC 281178182	Other Services	$2,042

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$36K

$270 / participant

Contract admin$36K100.0%

% of EOY assets

0.314%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SMITH KESLER & CO. PA
Auditor EIN: 570641613
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$81,660

$52,884+54.4%

$84,753-3.6%

$55,167+48.0%

Participation rate

98.5%

67.5%+31.0pp

76.6%+21.9pp

69.0%+29.5pp

Annual return

7.13%

18.03%-10.9pp

22.78%-15.6pp

169.23%-162.1pp

Employer contribution / active EE

$2,141

$2,233-4.2%

$3,574-40.1%

$1,963+9.1%

Participant deferral / active EE

$3,518

$2,644+33.1%

$3,712-5.2%

$3,054+15.2%

Admin fee / account holder

$256

$581-55.9%

$5,333-95.2%

$504-49.2%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY2+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$36,114

SMITH & HOWARD, PC2+ years

Filed as: SMITH, DEREK L.

Service code 49

107 KILSON DR STE 102 · MOORESVILLE, NC 281178182

Other Services

$2,042

ENVIRONAMICS, INC. 401(K) SAFE HARBOR PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ENVIRONAMICS, INC. 401(K) SAFE HARBOR PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion