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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,886 | $91,198+190.5% | $178,503+48.4% | $79,856+231.7% |
| Participation rate | 98.2% | 69.2%+29.0pp | 81.9%+16.3pp | 69.6%+28.6pp |
| Annual return | 7.13% | 24.20%-17.1pp | 151.12%-144.0pp | 31.71%-24.6pp |
| Employer contribution / active EE | $11,044 | $3,257+239.1% | $5,011+120.4% | $2,471+346.9% |
| Participant deferral / active EE | $4,915 | $3,237+51.9% | $5,202-5.5% | $3,741+31.4% |
| Admin fee / account holder | $3,522 | $6,748-47.8% | $13,987-74.8% | $5,306-33.6% |