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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,427 | $185,883-15.8% | $170,043-8.0% | $139,466+12.2% |
| Participation rate | 87.5% | 87.8%-0.3pp | 87.0%+0.5pp | 80.3%+7.2pp |
| Annual return | 12.42% | 60.54%-48.1pp | 53.40%-41.0pp | 373.66%-361.2pp |
| Employer contribution / active EE | $1,103 | $7,596-85.5% | $6,790-83.8% | $4,754-76.8% |
| Participant deferral / active EE | $6,964 | $11,626-40.1% | $10,410-33.1% | $6,712+3.8% |
| Admin fee / account holder | $58,635 | $15,393+280.9% | $12,824+357.2% | $11,409+414.0% |