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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,300 | $106,918-53.0% | $84,021-40.1% | $152,897-67.1% |
| Participation rate | 95.8% | 75.2%+20.6pp | 69.0%+26.8pp | 82.5%+13.4pp |
| Annual return | 23.94% | 105.01%-81.1pp | 71.32%-47.4pp | 345.43%-321.5pp |
| Employer contribution / active EE | $10,327 | $2,735+277.6% | $1,984+420.6% | $4,764+116.8% |
| Participant deferral / active EE | $3,409 | $4,012-15.0% | $3,239+5.3% | $5,851-41.7% |
| Admin fee / account holder | $3,477 | $8,288-58.0% | $6,102-43.0% | $11,599-70.0% |