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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,723 | $175,212-32.2% | $149,682-20.7% | $139,427-14.8% |
| Participation rate | 85.0% | 83.4%+1.6pp | 78.8%+6.2pp | 80.3%+4.7pp |
| Annual return | 14.45% | 166.63%-152.2pp | 134.35%-119.9pp | 373.27%-358.8pp |
| Employer contribution / active EE | $7,119 | $5,475+30.0% | $4,818+47.8% | $4,752+49.8% |
| Participant deferral / active EE | $6,281 | $6,520-3.7% | $5,681+10.6% | $6,711-6.4% |
| Admin fee / account holder | $2,105 | $16,150-87.0% | $13,210-84.1% | $11,404-81.5% |