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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,723 | $175,259-32.3% | $149,723-20.7% | $139,487-14.9% |
| Participation rate | 85.0% | 83.4%+1.6pp | 78.8%+6.2pp | 80.3%+4.7pp |
| Annual return | 14.45% | 166.82%-152.4pp | 134.50%-120.1pp | 373.84%-359.4pp |
| Employer contribution / active EE | $7,119 | $5,478+30.0% | $4,821+47.7% | $4,755+49.7% |
| Participant deferral / active EE | $6,281 | $6,522-3.7% | $5,682+10.5% | $6,713-6.4% |
| Admin fee / account holder | $2,105 | $16,158-87.0% | $13,215-84.1% | $11,407-81.6% |