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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,260 | $152,612-25.1% | $125,192-8.7% | $152,897-25.3% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 16.17% | 54.85%-38.7pp | 43.79%-27.6pp | 345.43%-329.3pp |
| Employer contribution / active EE | $1,879 | $4,947-62.0% | $3,866-51.4% | $4,764-60.5% |
| Participant deferral / active EE | $3,103 | $5,868-47.1% | $4,937-37.2% | $5,851-47.0% |
| Admin fee / account holder | $7,670 | $13,437-42.9% | $9,704-21.0% | $11,599-33.9% |