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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,778 | $37,446-55.2% | $77,513-78.4% | $79,852-79.0% |
| Participation rate | 79.0% | 41.5%+37.5pp | 54.2%+24.8pp | 69.6%+9.4pp |
| Annual return | 16.22% | 39.76%-23.5pp | 54.81%-38.6pp | 31.72%-15.5pp |
| Employer contribution / active EE | $3,088 | $637+384.6% | $987+212.9% | $2,471+25.0% |
| Participant deferral / active EE | $299 | $1,261-76.3% | $1,861-83.9% | $3,740-92.0% |
| Admin fee / account holder | $2,222 | $2,506-11.3% | $2,859-22.3% | $5,306-58.1% |