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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,652 | $176,105-7.1% | $159,474+2.6% | $167,536-2.3% |
| Participation rate | 95.2% | 85.0%+10.3pp | 82.8%+12.4pp | 82.1%+13.1pp |
| Annual return | 14.50% | 331.91%-317.4pp | 263.68%-249.2pp | 478.82%-464.3pp |
| Employer contribution / active EE | -$9 | $5,299-100.2% | $4,831-100.2% | $4,839-100.2% |
| Participant deferral / active EE | $6,325 | $7,751-18.4% | $7,353-14.0% | $6,342-0.3% |
| Admin fee / account holder | $1,369 | $12,559-89.1% | $10,802-87.3% | $12,315-88.9% |