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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,823 | $81,276+312.0% | $155,574+115.2% | $80,925+313.7% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 13.79% | 33.36%-19.6pp | 64.87%-51.1pp | 35.65%-21.9pp |
| Employer contribution / active EE | $10,268 | $3,103+230.9% | $4,676+119.6% | $2,756+272.5% |
| Participant deferral / active EE | $6,806 | $3,453+97.1% | $5,629+20.9% | $4,299+58.3% |
| Admin fee / account holder | $7,427 | $7,993-7.1% | $15,914-53.3% | $6,940+7.0% |