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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,823 | $81,358+311.5% | $155,556+115.2% | $80,959+313.6% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 13.79% | 33.39%-19.6pp | 64.84%-51.0pp | 35.67%-21.9pp |
| Employer contribution / active EE | $10,268 | $3,106+230.6% | $4,675+119.6% | $2,757+272.4% |
| Participant deferral / active EE | $6,806 | $3,455+97.0% | $5,631+20.9% | $4,300+58.3% |
| Admin fee / account holder | $7,427 | $7,994-7.1% | $15,885-53.2% | $6,925+7.2% |