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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,715 | $76,407+399.6% | $150,298+154.0% | $82,448+363.0% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 15.61% | 39.99%-24.4pp | 62.79%-47.2pp | 41.64%-26.0pp |
| Employer contribution / active EE | $9,234 | $2,614+253.3% | $4,154+122.3% | $2,551+262.0% |
| Participant deferral / active EE | $5,674 | $3,214+76.5% | $5,453+4.1% | $4,139+37.1% |
| Admin fee / account holder | $1,311 | $6,352-79.4% | $14,116-90.7% | $7,234-81.9% |