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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,839 | $67,411+122.3% | $91,004+64.7% | $70,126+113.7% |
| Participation rate | 85.7% | 71.4%+14.3pp | 75.6%+10.1pp | 69.5%+16.2pp |
| Annual return | 11.33% | -40.16%+51.5pp | 4.60%+6.7pp | 73.15%-61.8pp |
| Employer contribution / active EE | $4,838 | $1,786+170.9% | $2,456+97.0% | $2,343+106.5% |
| Participant deferral / active EE | $3,975 | $2,823+40.8% | $3,548+12.0% | $3,332+19.3% |
| Admin fee / account holder | $107,276 | $4,236+2432.4% | $5,417+1880.2% | $4,645+2209.3% |