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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,895 | $94,031+120.0% | $115,768+78.7% | $82,448+150.9% |
| Participation rate | 98.1% | 70.4%+27.7pp | 74.4%+23.8pp | 68.1%+30.1pp |
| Annual return | 11.35% | 20.61%-9.3pp | 100.46%-89.1pp | 41.64%-30.3pp |
| Employer contribution / active EE | $9,909 | $2,323+326.5% | $2,940+237.0% | $2,551+288.4% |
| Participant deferral / active EE | $10,768 | $3,972+171.1% | $4,917+119.0% | $4,139+160.2% |
| Admin fee / account holder | $31,173 | $10,249+204.1% | $12,439+150.6% | $7,234+330.9% |