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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,895 | $97,648+111.9% | $121,663+70.1% | $87,485+136.5% |
| Participation rate | 98.1% | 70.5%+27.7pp | 74.5%+23.7pp | 68.9%+29.2pp |
| Annual return | 11.35% | 18.03%-6.7pp | 147.54%-136.2pp | 26.06%-14.7pp |
| Employer contribution / active EE | $9,909 | $2,300+330.7% | $3,020+228.1% | $2,596+281.7% |
| Participant deferral / active EE | $10,768 | $3,923+174.5% | $4,887+120.3% | $4,274+152.0% |
| Admin fee / account holder | $31,173 | $11,100+180.8% | $14,289+118.2% | $7,775+301.0% |