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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,087 | $93,598+292.2% | $135,974+170.0% | $75,173+388.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 9.22% | 30.89%-21.7pp | 68.30%-59.1pp | 160.72%-151.5pp |
| Employer contribution / active EE | $12,988 | $3,538+267.1% | $4,859+167.3% | $2,671+386.3% |
| Participant deferral / active EE | $8,935 | $6,405+39.5% | $7,760+15.1% | $4,126+116.5% |
| Admin fee / account holder | $9,225 | $6,978+32.2% | $10,767-14.3% | $5,651+63.3% |