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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,237 | $53,128-54.4% | $86,581-72.0% | $70,124-65.4% |
| Participation rate | 86.9% | 65.3%+21.6pp | 73.5%+13.4pp | 69.5%+17.4pp |
| Annual return | 13.53% | 27.66%-14.1pp | 965.06%-951.5pp | 73.14%-59.6pp |
| Employer contribution / active EE | $679 | $2,068-67.1% | $2,840-76.1% | $2,342-71.0% |
| Participant deferral / active EE | $1,414 | $2,695-47.5% | $3,609-60.8% | $3,332-57.6% |
| Admin fee / account holder | $2,314 | $3,584-35.4% | $4,904-52.8% | $4,645-50.2% |