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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,554 | $93,598+149.5% | $135,974+71.8% | $75,173+210.7% |
| Participation rate | 97.8% | 75.2%+22.6pp | 81.9%+15.9pp | 67.2%+30.6pp |
| Annual return | 15.36% | 30.89%-15.5pp | 68.30%-52.9pp | 160.72%-145.4pp |
| Employer contribution / active EE | $10,808 | $3,538+205.5% | $4,859+122.4% | $2,671+304.7% |
| Participant deferral / active EE | $8,450 | $6,405+31.9% | $7,760+8.9% | $4,126+104.8% |
| Admin fee / account holder | $207 | $6,978-97.0% | $10,767-98.1% | $5,651-96.3% |