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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,298 | $115,917+85.7% | $100,535+114.2% | $158,982+35.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 16.17% | 34.80%-18.6pp | 30.90%-14.7pp | 302.99%-286.8pp |
| Employer contribution / active EE | $2,732 | $4,105-33.5% | $3,419-20.1% | $4,763-42.6% |
| Participant deferral / active EE | $3,139 | $6,677-53.0% | $6,271-50.0% | $5,983-47.5% |
| Admin fee / account holder | $4,684 | $11,002-57.4% | $8,085-42.1% | $11,252-58.4% |