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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $503,287 | $150,446+234.5% | $136,297+269.3% | $147,585+241.0% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 10.35% | 1049.14%-1038.8pp | 5156.19%-5145.8pp | 578.58%-568.2pp |
| Employer contribution / active EE | $5,782 | $5,256+10.0% | $4,696+23.1% | $4,876+18.6% |
| Participant deferral / active EE | $4,365 | $6,631-34.2% | $6,247-30.1% | $5,439-19.7% |
| Admin fee / account holder | $138,885 | $10,906+1173.5% | $9,244+1402.5% | $10,886+1175.9% |