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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,422 | $113,338-61.7% | $94,993-54.3% | $147,586-70.6% |
| Participation rate | 94.4% | 78.0%+16.5pp | 73.9%+20.6pp | 82.8%+11.6pp |
| Annual return | 5.64% | 20.80%-15.2pp | 27.14%-21.5pp | 578.59%-573.0pp |
| Employer contribution / active EE | $1,926 | $3,160-39.0% | $2,603-26.0% | $4,876-60.5% |
| Participant deferral / active EE | $1,528 | $3,777-59.5% | $3,317-53.9% | $5,439-71.9% |
| Admin fee / account holder | $10,120 | $6,063+66.9% | $4,960+104.0% | $10,886-7.0% |