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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,461 | $85,171+359.6% | $172,753+126.6% | $72,976+436.4% |
| Participation rate | 96.7% | 70.1%+26.6pp | 82.6%+14.0pp | 69.5%+27.2pp |
| Annual return | 20.27% | 27.32%-7.1pp | 803.00%-782.7pp | 81.02%-60.7pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $6,220 | $3,260+90.8% | $5,198+19.7% | $3,608+72.4% |
| Admin fee / account holder | $5,255 | $5,880-10.6% | $13,956-62.3% | $5,124+2.6% |