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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,644 | $25,723-93.6% | $69,182-97.6% | $55,167-97.0% |
| Participation rate | 40.9% | 39.4%+1.5pp | 55.1%-14.2pp | 69.0%-28.1pp |
| Annual return | 0.00% | 9.56%-9.6pp | -21.93%+21.9pp | 169.23%-169.2pp |
| Employer contribution / active EE | $125 | $480-74.0% | $1,206-89.6% | $1,963-93.6% |
| Participant deferral / active EE | $576 | $963-40.2% | $1,897-69.6% | $3,054-81.1% |
| Admin fee / account holder | $47 | $365-87.2% | $2,697-98.3% | $504-90.7% |