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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,072 | $162,136-5.6% | $152,301+0.5% | $154,746-1.1% |
| Participation rate | 78.3% | 84.1%-5.8pp | 82.4%-4.2pp | 80.7%-2.4pp |
| Annual return | 13.98% | 91.02%-77.0pp | 80.50%-66.5pp | 172.34%-158.4pp |
| Employer contribution / active EE | $0 | $4,890-100.0% | $4,624-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $2,059 | $8,341-75.3% | $8,004-74.3% | $6,730-69.4% |
| Admin fee / account holder | $23,980 | $15,759+52.2% | $14,398+66.6% | $14,365+66.9% |