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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,769 | $35,183+47.1% | $73,550-29.6% | $70,126-26.2% |
| Participation rate | 100.0% | 42.9%+57.1pp | 54.9%+45.1pp | 69.5%+30.5pp |
| Annual return | 19.36% | 26.90%-7.5pp | -15.16%+34.5pp | 73.15%-53.8pp |
| Employer contribution / active EE | $1,794 | $709+153.1% | $1,219+47.1% | $2,343-23.4% |
| Participant deferral / active EE | $1,471 | $1,220+20.6% | $1,804-18.5% | $3,332-55.9% |
| Admin fee / account holder | $845 | $2,302-63.3% | $2,320-63.6% | $4,645-81.8% |