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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $467,656 | $105,623+342.8% | $87,502+434.5% | $273,972+70.7% |
| Participation rate | 100.0% | 78.2%+21.8pp | 73.8%+26.2pp | 83.0%+17.0pp |
| Annual return | 7.08% | 12.26%-5.2pp | 12.21%-5.1pp | 41.46%-34.4pp |
| Employer contribution / active EE | $28,459 | $3,141+806.2% | $2,550+1016.2% | $4,869+484.5% |
| Participant deferral / active EE | $7,461 | $3,601+107.2% | $3,149+136.9% | $5,287+41.1% |
| Admin fee / account holder | $13,329 | $4,781+178.8% | $4,221+215.8% | $10,133+31.5% |