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| Provider | Service type | Compensation |
|---|---|---|
Service code 21 · EIN 56-0223230 | Bank Trustee | $52,600 |
CHARLES SCHWAB & CO., INC.3+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
EPIC RETIREMENT PLAN SERVICES3+ years Filed as: EPIC ADVISORS, INC. Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,511 | $36,767+21.1% | $81,473-45.4% | $62,293-28.5% |
| Participation rate | 77.2% | 54.4%+22.7pp | 68.0%+9.2pp | 69.5%+7.7pp |
| Annual return | 10.82% | 173.80%-163.0pp | 38.78%-28.0pp | 28.90%-18.1pp |
| Employer contribution / active EE | $1,268 | $1,128+12.4% | $2,568-50.6% | $2,042-37.9% |
| Participant deferral / active EE | $1,468 | $2,111-30.4% | $3,537-58.5% | $3,169-53.7% |
| Admin fee / account holder | $304 | $797-61.9% | $4,561-93.3% | $479-36.6% |