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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,094 | $154,209-35.7% | $130,062-23.8% | $139,487-29.0% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.5%+10.4pp | 80.3%+8.6pp |
| Annual return | 10.44% | 32.52%-22.1pp | -137.37%+147.8pp | 373.84%-363.4pp |
| Employer contribution / active EE | $2,238 | $5,292-57.7% | $4,322-48.2% | $4,755-52.9% |
| Participant deferral / active EE | $2,993 | $6,709-55.4% | $5,821-48.6% | $6,713-55.4% |
| Admin fee / account holder | $908 | $13,988-93.5% | $10,601-91.4% | $11,407-92.0% |