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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,374 | $48,364+95.1% | $71,796+31.4% | $62,881+50.1% |
| Participation rate | 77.5% | 60.6%+16.9pp | 69.1%+8.4pp | 69.3%+8.2pp |
| Annual return | 4.85% | 13.16%-8.3pp | 78.04%-73.2pp | 20.14%-15.3pp |
| Employer contribution / active EE | $1,127 | $1,042+8.2% | $1,924-41.4% | $2,281-50.6% |
| Participant deferral / active EE | $2,254 | $2,091+7.8% | $2,794-19.4% | $3,203-29.6% |
| Admin fee / account holder | $1,335 | $3,771-64.6% | $4,815-72.3% | $4,296-68.9% |