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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,861 | $74,535+17.9% | $100,712-12.8% | $82,637+6.3% |
| Participation rate | 58.1% | 61.2%-3.1pp | 69.3%-11.2pp | 68.1%-10.0pp |
| Annual return | 19.65% | 18.92%+0.7pp | 33.27%-13.6pp | 53.51%-33.9pp |
| Employer contribution / active EE | $804 | $1,503-46.5% | $2,313-65.2% | $2,552-68.5% |
| Participant deferral / active EE | $3,433 | $3,074+11.7% | $4,085-16.0% | $4,126-16.8% |
| Admin fee / account holder | $6,015 | $6,576-8.5% | $9,256-35.0% | $7,339-18.0% |