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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,933 | $73,823-35.1% | $379,746-87.4% | $73,493-34.8% |
| Participation rate | 76.1% | 73.1%+3.0pp | 78.4%-2.3pp | 70.7%+5.4pp |
| Annual return | 15.81% | 29.06%-13.3pp | 34.90%-19.1pp | 28.51%-12.7pp |
| Employer contribution / active EE | $1,386 | $2,472-43.9% | $3,540-60.9% | $2,270-39.0% |
| Participant deferral / active EE | $2,596 | $4,038-35.7% | $6,024-56.9% | $3,740-30.6% |
| Admin fee / account holder | $349 | $607-42.6% | $7,927-95.6% | $513-32.0% |