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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,198 | $104,116-86.4% | $71,089-80.0% | $135,380-89.5% |
| Participation rate | 100.0% | 65.7%+34.3pp | 54.6%+45.4pp | 82.6%+17.4pp |
| Annual return | -26.76% | 1256.51%-1283.3pp | 650.65%-677.4pp | 519.81%-546.6pp |
| Employer contribution / active EE | $3,354 | $1,485+125.9% | $1,088+208.4% | $4,779-29.8% |
| Participant deferral / active EE | $5,203 | $2,524+106.1% | $1,873+177.8% | $5,609-7.2% |
| Admin fee / account holder | $1,563 | $4,142-62.3% | $3,082-49.3% | $10,828-85.6% |