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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,363 | $95,664-87.1% | $76,902-83.9% | $139,487-91.1% |
| Participation rate | 81.3% | 74.0%+7.2pp | 69.6%+11.6pp | 80.3%+0.9pp |
| Annual return | 13.24% | 55.03%-41.8pp | 37.91%-24.7pp | 373.84%-360.6pp |
| Employer contribution / active EE | $186 | $3,147-94.1% | $2,534-92.7% | $4,755-96.1% |
| Participant deferral / active EE | $2,188 | $4,626-52.7% | $3,833-42.9% | $6,713-67.4% |
| Admin fee / account holder | $9,327 | $8,311+12.2% | $5,479+70.2% | $11,407-18.2% |