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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,813 | $78,707+7.8% | $117,861-28.0% | $70,126+20.9% |
| Participation rate | 93.1% | 73.2%+19.9pp | 79.7%+13.4pp | 69.5%+23.6pp |
| Annual return | 8.90% | 23.30%-14.4pp | 335.11%-326.2pp | 73.15%-64.2pp |
| Employer contribution / active EE | $5,010 | $2,223+125.3% | $3,786+32.3% | $2,343+113.9% |
| Participant deferral / active EE | $1,861 | $3,297-43.6% | $4,482-58.5% | $3,332-44.2% |
| Admin fee / account holder | $2,848 | $5,066-43.8% | $8,021-64.5% | $4,645-38.7% |