Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,433 | $53,162+36.3% | $91,225-20.6% | $68,486+5.8% |
| Participation rate | 29.0% | 63.2%-34.2pp | 73.2%-44.2pp | 67.9%-38.9pp |
| Annual return | -27.25% | -3.14%-24.1pp | 114.12%-141.4pp | -7.85%-19.4pp |
| Employer contribution / active EE | $316 | $1,709-81.5% | $2,851-88.9% | $2,597-87.8% |
| Participant deferral / active EE | $1,573 | $2,974-47.1% | $4,233-62.8% | $4,028-60.9% |
| Admin fee / account holder | $360 | $4,493-92.0% | $5,422-93.4% | $5,404-93.3% |