See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PINNACLE BANK6 years Service code 21 · EIN 62-1829917 | Bank Trustee | $23,179 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $12,351 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,722 | $64,707-26.2% | $112,228-57.5% | $68,494-30.3% |
| Participation rate | 44.7% | 67.2%-22.5pp | 75.1%-30.4pp | 67.9%-23.2pp |
| Annual return | -14.37% | -11.40%-3.0pp | 27.45%-41.8pp | -7.84%-6.5pp |
| Employer contribution / active EE | $785 | $2,746-71.4% | $3,635-78.4% | $2,596-69.8% |
| Participant deferral / active EE | $1,735 | $3,565-51.3% | $4,728-63.3% | $4,027-56.9% |
| Admin fee / account holder | $569 | $5,232-89.1% | $6,410-91.1% | $5,403-89.5% |