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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $7,761 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,276 | $71,142-18.1% | $119,634-51.3% | $64,824-10.1% |
| Participation rate | 91.8% | 78.6%+13.2pp | 79.3%+12.5pp | 71.5%+20.3pp |
| Annual return | -18.01% | -10.01%-8.0pp | -14.98%-3.0pp | 32.84%-50.9pp |
| Employer contribution / active EE | $1,215 | $2,497-51.3% | $4,232-71.3% | $2,507-51.5% |
| Participant deferral / active EE | $3,270 | $4,490-27.2% | $5,601-41.6% | $4,311-24.2% |
| Admin fee / account holder | $16 | $162-90.4% | $10,329-99.8% | $188-91.7% |