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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,917 | $185,883-10.7% | $170,043-2.4% | $139,466+19.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 5.92% | 60.54%-54.6pp | 53.40%-47.5pp | 373.66%-367.7pp |
| Employer contribution / active EE | $3,882 | $7,596-48.9% | $6,790-42.8% | $4,754-18.3% |
| Participant deferral / active EE | $0 | $11,626-100.0% | $10,410-100.0% | $6,712-100.0% |
| Admin fee / account holder | $7,710 | $15,393-49.9% | $12,824-39.9% | $11,409-32.4% |