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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,054 | $138,393-41.4% | $184,256-56.0% | $80,959+0.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 7.74% | 20.01%-12.3pp | 28.85%-21.1pp | 35.67%-27.9pp |
| Employer contribution / active EE | $3,590 | $4,847-25.9% | $6,427-44.1% | $2,757+30.2% |
| Participant deferral / active EE | $4,354 | $7,076-38.5% | $9,133-52.3% | $4,300+1.2% |
| Admin fee / account holder | $63,224 | $10,489+502.8% | $13,899+354.9% | $6,925+812.9% |