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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,308 | $114,093-16.5% | $96,171-0.9% | $167,536-43.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 14.55% | 190.00%-175.5pp | 192.04%-177.5pp | 478.82%-464.3pp |
| Employer contribution / active EE | $9,124 | $3,429+166.0% | $2,799+226.0% | $4,839+88.6% |
| Participant deferral / active EE | $6,269 | $5,197+20.6% | $4,350+44.1% | $6,342-1.2% |
| Admin fee / account holder | $1,461 | $6,899-78.8% | $5,538-73.6% | $12,315-88.1% |